UFN_CREDITCARDREFUNDS_AREREFUNDSENABLED

            CREATE function dbo.UFN_CREDITCARDREFUNDS_AREREFUNDSENABLED()
            returns bit
            with execute as caller
            as
            begin
                declare @REFUNDSENABLED bit

                select top 1
                    @REFUNDSENABLED = REFUNDSENABLED
                from dbo.CREDITCARDREFUNDCONFIGURATION
                order by DATEADDED

                return coalesce(@REFUNDSENABLED, 0)
            end