Direct Debit Payments

Direct debit reduces manual work and recurring billing costs. Electric fund transfer (EFT) is a general banking system that reduces the cost of paperwork and postage and enables your organization to automatically process credit card and direct debit payments from a donor’s account.

Direct debit details you can view from the gift record:

  • Reference number — Any number your organization tracks for direct debit gifts .

  • Reference date — Any date your organization tracks for direct debit gifts, such as when you receive the payment from the bank.

  • Received — Whether you received the payment from the bank.

  • Prenotify — How many days in advance of the process date you remind the donor of the automatic payment.

  • Payment configuration — The payment configuration that was used to process the direct debit payment, which includes gateway information, access credentials, and fraud protection options. For more information, see Payment Configuration Troubleshooting.

    Note: For recurring gifts, this is the payment configuration used to process its future installments.

  • Transaction ID — The unique identifier assigned to a transaction processed through Blackbaud Payment Services.