To electronically transfer direct debit funds from a constituent’s bank account, you must download a direct debit transmission file to send to BACS, via your organisation’s bank. For example, you have several BACS direct debit transactions in a revenue batch to be processed by electronic funds transfer (EFT). To receive the funds, you must send your organisation’s bank specific information to send to BACS to initiate the transactions. A transmission file contains this specific financial information, such as account numbers. After you run a BACS direct debit file process, you can download the transmission file to send to your organisation’s bank via portable memory, as an email attachment, or through a website. You and your bank should decide the best way to communicate this information.
After your organisation’s bank verifies the funds were successfully transferred, your organisation can commit the revenue batch. When the batch is committed, the program automatically adds payment records for the transactions to your database.
Note: If your organisation’s bank cannot successfully process a transaction, such as due to a closed account or insufficient funds, you can remove the transaction from the batch and run the process again, or you can attempt to process the transaction again with your bank.
On the BACS direct debit file process status page, you can download a transmission file for the most recent instance or for a previous instance of the process.