Fraud Management Questions about Checkout

Fraud management is no longer part of the Luminate Online configuration. Blackbaud Merchant Services now handles payment processing fraud management services. With the new checkout system, fraud management has been integrated deeper into the feature. This means you no longer need to manually implement safeguards like CAPTCHA or reCAPTCHA in Luminate Online.

Yes, Blackbaud Merchant Services now handles payment processing fraud management services, not Luminate Online. You can configure industry-standard fraud management settings in the Blackbaud Merchant Services Web Portal.

Until March 31st, Luminate Online will still have configuration settings and Fraud Management reports. However, after April 1st, 2025, these will no longer be applicable for use, because they will not impact or integrate with checkout.